Specialist Mortgages

Who we work with

Specialist Mortgages

Friends Capital offer a diverse selection of specialist mortgage services and products across the mortgage and loan market. We can help you find the best deals available. We will review your personal circumstances and then search the entire market to ensure you get the best rates possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your application is completed as quickly as possible. We can: 

  • Save you money 
  • Offer a free consultation 
  • Offer unbiased financial advice 
  • Save you time in your application 
  • Give you a dedicated account manager who is available to you through the process 

Contact Us

 

Homeowner Loan

Homeowner loans are simple, secured loans that allow you to borrow large sums of money at much better rates than unsecured or personal loans.

Homeowner Loan

 

Secured Loan

A secured loan is money “secured” against an asset, usually your residential property you own. The interest rates can be slightly higher in some cases but enable you to raise funds if a traditional mortgage option is unavailable.  . 

Secured Loan

 

Development Finance

Raise finance to build a new building or convert an existing building. We also offer Bridging finance to raise funds on a short-term basis. 

Development Finance

 

Shared Ownership

Shared Ownership is for people who would like to own  a share of a house whilst paying rent on the remaining part of the property. These are a great product for buying a larger or more expensive property that typically may be out of aapplicant’s reach due to lenders income calculations. Ask us to explain this market, a broker will give you a good understanding. 

Shared Ownership

 

Auction Financing

Due to the short timescale for the purchase and completion of an auction property, long term financing such as mortgages can be difficult to put into place quick enough to meet deadlines. Auction financing allows you to access quick finance to purchase a property fast.

Auction Financing

 

Equity Release

We offer a range of products which gives you access to release equity tied up in your home, if you are over the age of 55. You can either release the cash as a lump sum, release it in smaller amounts over time or a combination of both.

Equity Release

 

Two Steps to Contacting Friends Capital 

Step 1 

Either call us, email us or request a call back using our call back submission form. 

Step 2 

One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation. 

When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best deal available. 

If you are happy with the deal that we offer, we will then contact the lender for you and get you what is called a ‘decision in principal’. 

If you’re happy with the decision in principal then we will secure this deal for you and deal with the application for you on your behalf. 

We aim to get the lowest mortgage rates on the market

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