You don’t think about Private Health Insurance until you become unwell or need specialist treatment – by then, you wish you’d thought of it before.
Friends Capital have existing relationships with insurance providers and can help get you the best deal possible. We will review your personal circumstances and then search the entire market to ensure you get the best rates possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your mortgage application is completed as quickly as possible. We can:
Choosing a health insurance plan that meets your needs can be overwhelming. Health insurance is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment. You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun. You may also take out private health insurance because it gives you quick access to medical treatment.
Like all insurance, the cover you get from private medical insurance depends on the policy you buy. Basic private medical insurance usually picks up the costs of most in-patient treatments (tests and surgery) and day-care surgery. Some policies extend to out-patient treatments (such as specialists and consultants) and might pay you a small fixed amount for each night you spend in an NHS hospital.
Most UK residents are entitled to free healthcare from the NHS. However, private healthcare gives you a choice in the level of care you get and how and when it is provided. This means you may access medical treatment faster and in more suitable locations. You can potentially access private healthcare at private healthcare facilities, with different conditions thats on offer at some NHS run medical facilities.
You don’t have to take out private medical insurance – but if you don’t want to use the NHS, you might find it hard to pay for private treatment without insurance, especially for serious conditions.
Friends Capital have pre-existing relationships with insurance lenders. We can search the entire market and get access to the best and most exclusive deals available. Then we will choose the deal that are most appropriate to your personal circumstance. We can:
One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation.
When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best deal available.
If you are happy with the deal that we offer, we will then contact the lender for you and get you what is called a ‘decision in principal’.
If you’re happy with the decision in principal then we will secure this deal for you and deal with the application for you on your behalf.