Income Protection Insurance

Income protection is designed to look after you and your family, should you be unable to work due to an accident or illness.

Friends Capital have exclusive relationships with insurance providers and can help get you the best deal possible.  We will review your personal circumstances and then search the entire market to ensure you get the best terms possible. We will then deal with all the paperwork, submit your insurance application, liaise with your chosen insurance provider and ensure that your application is completed as quickly as possible. We can:  

• Save you money on your insurance deal
• Offer a free consultation 
• Offer unbiased financial advice 
• Save you time in your insurance application 
• Give you a dedicated account manager who is available to you through the process 

Contact Us

What is Income Protection?

Income protection insurance  is a long-term insurance policy designed to help you if you can’t work because you’re ill or injured.

It ensures you continue to receive a regular income until you retire or are able to return to work. It can cover the following:

• It replaces part of your income – if you can’t work because you become ill or disabled.
• It pays out until you can start working again – or until you retire, die or the end of the policy term – whichever is sooner.
• You can set payments to start after your sick pay ends, or after any other insurance stops covering you.
• It covers most illnesses that leave you unable to work – either in the short or long term (depending on the type of policy and its definition of incapacity).

How Can Friends Capital Help with Income Protection Insurance?

Friends Capital have pre-existing relationships with insurance lenders. We can search the entire market and get access to the best and most exclusive deals available. Then we will choose the deal that are most appropriate to your personal circumstance. We can:

• Find you a lender that specialises in income protection insurance
• Find you a deal appropriate to your personal circumstance
• Offer unbiased financial advice
• Give you a no obligation quote
• Deal with all the paper work, liaise with the insurers. We will also make sure the application goes through as quickly as possible 

Two Steps to Contacting Friends Capital 

Step 1 

Either call us, email us or request a call back using our call back submission form. 

Step 2 

One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation. 

When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best deal available. 

If you are happy with the quote that we offer, we will then contact the insurer get your policy on risk as quickly as possible.