Who we work with
A buy to let mortgage is a mortgage for buying property that you intend to rent out to tenants. Buy to let properties come in all shapes and sizes, from houses to apartments and everything in between. Unless you own a property outright, it is usually against your mortgage lender’s rules to rent it out without taking out a BTL mortgage.
Friends Capital have pre-existing relationships with lenders and are experts in buy to let mortgages. We can help you find the best possible mortgage deal. We will review your personal circumstances and then search the entire market to ensure you get the best mortgage rates possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your mortgage application is completed as quickly as possible. We can:
Buy to let mortgage lenders require a higher deposit than a residential mortgage, and have specific assessments they make on potential borrowers. It’s important to seek professional and unbiased advice when planning to take out a buy to let mortgage, whether this is your first property or will be an additional property in your portfolio.
You can remortgage your buy-to-let to switch to a better rate or release equity and raise some cash.