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What Types of Mortgages Are Available?
Can I Move my Current Mortgage to a New House?
What Happens If I Need a Larger Moving Home Mortgage?
How Am I Assessed for a Moving Home Mortgage?
How Can Friends Capital Help with a Moving Home Mortgage?
Moving home is an exciting time, however applying for a mortgage and dealing with the lenders can be stressful. You have to research mortgage rates, deals and have to take into account your personal circumstances, credit score and income, which can be very daunting. Whether this if your first move or you have moved house before, Friends Capital can take the stress and hassle out of finding the perfect moving home mortgage for you.
We will review your personal circumstances and then search the entire market to ensure you get the best mortgage deal possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your mortgage application is completed as quickly as possible. We can:
We can help most people get a mortgage (subject to status), including if you are in the following situations:
If you’re moving house and you already have a mortgage on your current home, you might be able to transfer – or ‘port’ – your mortgage to your new property.
Even if porting your mortgage is possible, you’ll still need to reapply and go through the same affordability and credit checks you went through to get the mortgage. You’ll also have to pay for a valuation, as well as legal fees and stamp duty.
Alternatively, we can arrange you a new mortgage for your new home with a different lender.
Whether you decide to transfer your existing mortgage over to your new property, or you want a new mortgage altogether, you will need to go through the application process. It’s worth talking to a mortgage advisor before looking at potential houses to get a better idea of how much you can borrow.
With so many ‘moving home’ options out there, finding the right mortgage for you can be a complicated and time-consuming process. Thankfully, Friends Capital are here to help.
We can search the entire market and get access to the best and most exclusive mortgages for professionals deals available. Then we will choose the deal that are most appropriate to your personal circumstance. We can:
Either book an appointment online or request a call back below.