Friends Capital offer a diverse selection of specialist mortgage services and products across the mortgage and loan market. We can help you find the best deals available. We will review your personal circumstances and then search the entire market to ensure you get the best rates possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your application is completed as quickly as possible. We can:
Homeowner loans are simple, secured loans that allow you to borrow large sums of money at much better rates than unsecured or personal loans.
A secured loan is money “secured” against an asset, usually your residential property you own. The interest rates can be slightly higher in some cases but enable you to raise funds if a traditional mortgage option is unavailable. .
Raise finance to build a new building or convert an existing building. We also offer Bridging finance to raise funds on a short-term basis.
Shared Ownership is for people who would like to own a share of a house whilst paying rent on the remaining part of the property. These are a great product for buying a larger or more expensive property that typically may be out of an applicant’s reach due to lenders income calculations. Ask us to explain this market, a broker will give you a good understanding.
Due to the short timescale for the purchase and completion of an auction property, long term financing such as mortgages can be difficult to put into place quick enough to meet deadlines. Auction financing allows you to access quick finance to purchase a property fast.
We offer a range of products which gives you access to release equity tied up in your home, if you are over the age of 55. You can either release the cash as a lump sum, release it in smaller amounts over time or a combination of both.