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Critical Illness Cover

Critical Illness Cover can help minimise the financial impact on you and your family if you become critically ill.

Friends Capital have exclusive relationships with insurance providers and can help get you the best deal possible.  We will review your personal circumstances and then search the entire market to ensure you get the best terms possible. We will then deal with all the paperwork, submit your application, liaise with your insurer and ensure that your Critical illness cover application is completed as quickly as possible. We can:  

  • Save you money on your insurance deal
  • Offer a free consultation 
  • Offer unbiased financial advice 
  • Save you time in your insurance application 
  • Give you a dedicated account manager who is available to guide you through the process 

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What is Critical Illness Cover?

Critical illness insurance can either provide you with a lump sum of money or a monthly amount of money if you are diagnosed with certain illnesses or disabilities.

The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, loss of arms or legs, or diseases like cancer, multiple sclerosis or Parkinson’s disease. You can use the money to pay for everyday expenses, such as paying off a mortgage, or anything you would like.

Why Do I Need Critical Illness Cover?

Critical illness cover can help if:

  • Your family are not able to cope without your income
  • You become ill, your care may use up family money
  • You may fall behind with bills and payments without your income

Income protection pays you and your family a monthly income to replace your earnings if you’ve had an accident or illness and are unable to work. Speak to our experienced advisors about how income protection might help you and your family if times get tough – we can give you financial peace of mind.

How Can Friends Capital Help with Critical Illness Cover?

Friends Capital have pre-existing relationships with insurance lenders. We can search the entire market and get access to the best and most exclusive deals available. Then we will choose the deal that are most appropriate to your personal circumstance. We can:

  • Find you an insurer that specialises in critical illness cover 
  • Find you a policy deal appropriate to your personal circumstance 
  • Offer unbiased financial advice 
  • Give you a no obligation quote 
  • Deal with all the paper work, liaise with the providers or insurers We will also make sure the application goes through as quickly as possible 

Two Steps to Contacting Friends Capital 

Step 1 

Either call us, email us or request a call back using our call back submission form. 

Step 2 

One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation.  

When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best terms  available.  

If you are happy with our quote, we will then contact the insurer get your policy “on risk” as soon as possible.  

We aim to get the lowest mortgage rates on the market

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