Many people believe that they can’t get a mortgage because they have a history of bad credit. Whilst it can be difficult, it’s not impossible if you have the right mortgage broker to help you.
Friends Capital have pre-existing relationships with bad credit mortgage lenders. We can help you find the best bad credit mortgage deal. We will review your personal circumstances and then search the entire market to ensure you get the best mortgage rates possible. We will then deal with all the paperwork, submit your mortgage application, liaise with your mortgage lender and solicitor, and ensure that your mortgage application is completed as quickly as possible. We can:
A bad credit mortgage is for borrowers with adverse credit, a poor credit score or low credit rating. Specialist providers will provide loans to bad credit applicants, although the rates and payments offered might be higher than for customers with clean credit. Friends Capital can help find the best bad credit mortgage deal available.
If you need to remortgage with bad credit, you may have already been declined by a lender. We are adverse credit remortgage specialists and know all the providers who can consider bespoke deals for those who don’t fit even the most flexible of lender.
If you’ve missed a payment on a loan or ignored a debt, you might be one of the thousands of Brits with a default on your credit report. We are specialists in arranging mortgages for people with defaults and we can help find you a lender and the best mortgage deal possible.
A County Court Judgement is issued if you fail to pay money that you owe, and can affect your mortgage chances. But there are still a ways of securing a mortgage with a CCJ, with the help of Friends Capital.
The road to securing a mortgage post-bankruptcy won’t necessarily be an easy one. However it is still possible with the expert help of Friends Capital.
If you’re struggling to balance the household finances with spiralling credit payments then let us help you tidy up your outgoings with a consolidation loan. ou can reduce your monthly payments and repair your credit by consolidating credit cards, storecards, personal loans and even Hire purchase agreements into one affordable monthly payment. We are independent and can search the whole market for you to find the most affordable solution.
One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation.
When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best deal available.
If you are happy with the deal that we offer, we will then contact the lender for you and get you what is called a ‘decision in principal’.
If you’re happy with the decision in principal then we will secure this deal for you and deal with the application for you on your behalf.