Buying a house is one of the biggest and most important purchases you will make in your life. Therefore, your mortgage needs to be the best it can be. However, the mortgage process is complicated and stressful. You also want to know all the options available to you and receive advice which will help you make the right decision for you and your family.
We will search the entire market to find the best deal available based on your circumstances. We will also deal with all paper work, liaise with the lender and solicitors, and make sure the mortgage application completes.
Contact us today for a free, no obligation mortgage quote, or for a chat about your circumstances.
Moving to a new home is stressful. Let us take the stress out of the mortgage process and help you get your new dream home as quickly as possible.
Buying your first home is not only exciting, but also scary! Searching for a mortgage amongst financial jargon and conflicting advice can be a minefield. We’re here to hold your hand through the whole process.
You can remortgage by taking out a new deal with your existing lender or switch to a different lender. If you are not looking to get a new deal, you can remortgage to release equity in your home and receive cash.
We have access to wide a range of specialist and niche Buy to Let mortgages. Whether you’re embarking on your first Buy To Let project, have a portfolio of existing properties or rent HMO’s to students – we’ve seen it all.
If you’re self-employed, it can be more of a challenge to get a mortgage because you’ll need to prove you have a reliable income. But getting a mortgage when self-employed is certainly not impossible with our help.
As you approach retirement, you might find it hard to renew your interest-only mortgage. You may also want to unlock some of the equity in your home. We can help.
Instead of a standard savings account, you could place your savings in an offset account linked to your mortgage. This means you won’t pay interest on the mortgage debt of the equivalent amount of the savings. We can help.
An interest-only mortgage allows you to pay just the interest charged each month for the term of the loan. You don’t have to repay the amount you’ve borrowed until the end of the term. We can help.
Shared Ownership homes can make achieving that first step onto the property ladder even easier. We can help secure you the perfect shared ownership mortgage.
A guarantor mortgage is a home loan where a parent or close family member takes on some of the risk of the mortgage by acting as a guarantor. Usually involves them offering their home or savings as security against the loan, and agreeing to cover the mortgage payments if the homeowner defaults.