Life insurance is one of those products that you purchase – but it isn’t actually for you. Life insurance protects and cares for your loved ones after you’ve passed away. The amount of cover you may need will depend on your circumstances.
Friends Capital have existing relationships with insurance providers and can help get you the best deal possible. We will review your personal circumstances and then search the entire market to ensure you get the best rates possible. We will then deal with all the paperwork, submit your application, liaise with your chosen insurer, and ensure that your Life Insurance application is put “on risk “as quickly as possible. We can:
Life insurance, which can also be known as life cover or life assurance, is a type of policy that protects your loved ones with financial support if you die. It can help minimise the financial impact that your death could have on your family and offer peace of mind to those you care about most.
You family and loved ones could use your life insurance pay-out for:
The answer to this depends on your individual circumstances. But if there are people that depend on you financially, such as children or a partner who relies on you financially then life insurance could be a way of helping to protect them.
Whereas our Life Insurance is usually chosen to help financially protect loved ones. The cash sum could be used by your family to help cover everyday living expenses such as household bills, rent or childcare or it could be used to help pay off a mortgage.
You choose the amount of cover you need and how long you need it for. You can take out life insurance under joint or single names and you can pay your premiums monthly or annually.
Friends Capital have existing relationships with insurance lenders. We can search the entire market and get access to the best and most exclusive deals available. Then we will choose the deal that is most appropriate to your personal circumstance. We can:
One of our friendly advisors will either call you back within 24 hours (usually the same working day), or will take details from you in order to best deal with your situation.
When you speak with us, we will take a ‘fact find’. At this stage we take basic details about your situation. We will then search the whole of the market and find you the best deal available.
If you are happy with the terms of the policy we have chosen, we will then contact the Insurer for you and get you covered as quickly as possible’.