Home owner loans/Second mortgages

Thinking of a second mortgage?

Homeowner loans are simple, secured loans that allow you to borrow large sums of money at much better rates than unsecured or personal loans. You might want to build an extension, consolidate personal debts or pay out for experiences such a dream holiday or a family wedding.

All you need is a current mortgage and you could secure a cash sum against your property.

Why might you need a homeowner loan?

  • You need some cashflow, but you’ve got poor credit.
  • You’ve looked into loans, but you need a longer repayment period
  • You need to borrow a large sum of money without high interest
  • You don’t want to remortgage your home or disturb your existing mortgage

Lenders are often able to offer much larger loans to homeowners due to the safety in securing your loan against your property. You can borrow between £3000 and £500,000 depending on the equity available within your property. Simply give us a call and let us know the amount you need, and how quickly you could repay it. We’ll do the rest!

Why choose Friends Capital?


Friends Capital work with all of the UK’s top insurance companies and financial institutions meaning we represent the very best the market has to offer but brought to you with independent and impartial advice.

We will explain the pros and cons of different products and make sure that the solution you end up with will be the right one for you.


Our reputation is our bond. Friends Capital guarantee to deal with everyone with total understanding and empathy of your needs and circumstances. We do not prejudice anyone and work hard to bring you the best possible deal and outcome, regardless of your situation.

Put your trust in Friends Capital and contact us today for all of your financial and protection needs.


Friends Capital is one of the UK’s leading brokers with over 30 years experience of finding the best possible policy to suit your needs at the lowest possible price.

We search the market with all the best providers so that you don’t have to.

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